Cuenta de Desarrollo Individual (IDA)
IINE’s IDA Program is a matched savings program that helps participants identify financial goals, develop healthy savings habits, and invest in their future. This service is offered at our Manchester, NH location.
Cómo funciona
Cuenta de ahorro IDA

IDA participants work to save their money in a special IDA Savings Account at our partner financial institution to be used toward the purchase of a car.
IINE iguala el ahorro

IINE matches participants’ savings at a 1:1 rate (IINE matches each dollar saved by the client with a dollar), up to $2,000 for an individual participant and up to $4,000 for a household participant.
Educación financiera
Mientras trabajan para ahorrar dinero, los participantes en el programa IDA completan el curso de alfabetización financiera IDA de IINE, así como una formación específica sobre activos.

Objetivos de ahorro
After achieving their savings goals and completing the required classes, IDA participants use the combined savings (participants’ savings plus IINE’s matching funds) toward the purchase of a car.
Los fondos de contrapartida de la AIF de IINE no son un préstamo y no necesitan ser reembolsados. Estos fondos de contrapartida no pueden utilizarse para pagar préstamos o deudas existentes.
If an individual participant saves $2,000 in his/her IDA Savings Account, they would have their own $2,000 plus a matching $2,000 from IINE’s IDA Program, or $4,000 in total, to put towards the purchase of a car.
If a household participant saves $4,000 in his/her IDA Savings Account, they would have their own $4,000 plus a matching $4,000 from IINE’s IDA Program, or $8,000 in total, to put towards the purchase of a car.